http://getsecondchancechecking.com/blog Sat, 24 Jul 2010 23:15:13 +0000 http://backend.userland.com/rss092 en The Ready Debit Prepaid Visa Card was created as an alternative for the 80 million under banked or un-banked Americans and is a perfect alternative to a checking account or high fee second chance checking account. The Ready Debit Visa Card was founded by former executives of Capital One specifically ... http://getsecondchancechecking.com/blog/ready-debit-prepaid-visa Unfortunately due to our economy it appears that a new consumer service(?) is on the rise. There seems to be new ChexSystems Removal services going around where companies are offering (for a fee of course) to remove your negative information from ChexSystems. Now, I am not going to come right ... http://getsecondchancechecking.com/blog/chexsystems-removal Bank of America has revealed how and why they use ChexSystems. In an interview with The Consumerist, a Bank of America VP spoke anonymously about how and why they use ChexSystems. The story stems from Bank of America denying and basically banning an individual from doing business with the bank, but ... http://getsecondchancechecking.com/blog/bank-of-america-reveals-how-they-use-chexsystems Stuck in ChexSystems or just want to know what they say about you? You are entitled to a FREE ChexSystems report every 12 months just as you are entitled to a free annual credit report every 12 months. Under the (FACTA) Fair and Accurate Credit Transaction Act amendments to the (FCRA) ... http://getsecondchancechecking.com/blog/chexsystems-report According to the FDIC, 25.6 Americans either do not have a bank account or have an account, but still choose to rely on alternative financial services. These alternative financial services can further hinder financial security due to the fees and other costs of alternative financial services. The high cost of ... http://getsecondchancechecking.com/blog/unbanked-americans