Category ArchiveUnbanked Americans



Ready Debit Prepaid Visa Card & Second Chance Checking & Second Chance Checking Account & Unbanked Americans 16 Apr 2010 12:40 am

Ready Debit Prepaid Visa Card Review

The Ready Debit Prepaid Visa Card was created as an alternative for the 80 million under banked or un-banked Americans and is a perfect alternative to a checking account or high fee second chance checking account. The Ready Debit Visa Card was founded by former executives of Capital One specifically to serve the under banked Americans and offers some of the most flexible prepaid card terms available. One of the best features is the ability to instantly get an account and routing number after account set up. Check out the benefits of the Ready Debit Prepaid Visa Card below

  • The ability for the user to obtain a routing number & account number instantly!
  • Easy payroll direct deposit sign up!
  • No over draft fees
  • No bounced checks
  • Direct deposit your paycheck or social security benefit checkFree online bill pay with monthly direct deposit
  • Send checks or payments with online bill pay
  • Withdraw cash at ATMs or get cash back with purchases
  • No credit or ChexSystems checks

As you can see the benefits of the Ready Debit Prepaid Visa Card excellent and are better than comparable with a lot of the second chance checking accounts being offered. If you are tired of bounced checks, outrageous fees, and ready to have better control of your money, the Ready Debit Visa Card is your card. Apply Now

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Unbanked Americans 02 Jan 2010 05:08 pm

Unbanked Americans – Relying on High Cost Alternatives

According to the FDIC, 25.6 Americans either do not have a bank account or have an account, but still choose to rely on alternative financial services. These alternative financial services can further hinder financial security due to the fees and other costs of alternative financial services. The high cost of alternative financial services makes it nearly impossible for the unbanked Americans to save or invest for their future.

If you are one of the millions of unbanked Americans, it is time to take control of your finances. Start by getting a checking account. If you are listed in ChexSystems, then there are banks in your area offering second chance checking accounts. Click here for a free directory of banks offering second chance checking. The next step is to get a savings account. HSBC Advance offers an online savings account that is linked to a checking account. These high interest savings accounts are an excellent deal for consumers. You get high interest, convenient online account access and you can get started for only $1. Check out HSBC!

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