Category ArchiveSecond Chance Checking Account



Ready Debit Prepaid Visa Card & Second Chance Checking & Second Chance Checking Account & Unbanked Americans 16 Apr 2010 12:40 am

Ready Debit Prepaid Visa Card Review

The Ready Debit Prepaid Visa Card was created as an alternative for the 80 million under banked or un-banked Americans and is a perfect alternative to a checking account or high fee second chance checking account. The Ready Debit Visa Card was founded by former executives of Capital One specifically to serve the under banked Americans and offers some of the most flexible prepaid card terms available. One of the best features is the ability to instantly get an account and routing number after account set up. Check out the benefits of the Ready Debit Prepaid Visa Card below

  • The ability for the user to obtain a routing number & account number instantly!
  • Easy payroll direct deposit sign up!
  • No over draft fees
  • No bounced checks
  • Direct deposit your paycheck or social security benefit checkFree online bill pay with monthly direct deposit
  • Send checks or payments with online bill pay
  • Withdraw cash at ATMs or get cash back with purchases
  • No credit or ChexSystems checks

As you can see the benefits of the Ready Debit Prepaid Visa Card excellent and are better than comparable with a lot of the second chance checking accounts being offered. If you are tired of bounced checks, outrageous fees, and ready to have better control of your money, the Ready Debit Visa Card is your card. Apply Now

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Getting Approved & Second Chance Checking & Second Chance Checking Account 01 Dec 2009 10:04 pm

Get Approved for a Second Chance Checking Account

As you have discovered, there are banks that offer second chance checking. However, just because a bank offers a second chance checking account does not mean that you will get approved. While we can not guarantee approval due to the individual business needs of each bank, we believe the following will help your approval chances.

  • Make sure that all debts to all banks that you have done business with in the past are paid in full and you have receipts.
  • Have a copy of your ChexSystems report.
  • Make sure that you have a minimum of $150 to open the checking account
  • Make sure you have all forms of personal identification including a drivers license (or state issued id) as well as your social security card
  • If your work offers direct deposit, make sure you have any forms that your bank will require and the forms for your work as well.
  • Consider opening an online savings account before applying for your checking account and have a small amount direct deposited to your account every paycheck. This will show your willingness to find and keep financial stability. HSBC Advance offers a high interest savings account and only requires $1 to get started. Learn more here.
  • Open a savings account with the bank you want a checking account with, even if you have an online savings account. Once again this will show your desire to maintain financial stability.

Once again, while we can not guarantee approval the information above should help your chances of getting approved for a second chance checking account.

Bad Credit Checking Account | Bad Credit Checking | Second Chance Checking Account